Bank Hosted means that, after ‘checking out’ of your website, purchasers are re-directed to a secure page hosted by ANZ eGate to submit their card details. Then, following an approved or declined message is displayed, the purchaser is returned to a results page on your website. Bank Hosted mode is sometimes also referred to as Server Hosted mode. A SSL certificate is not required.
Merchant Hosted means that your website has a SSL secure page for the purchaser to enter their card details into. Card details are then transmitted to the ANZ eGate server in the background via a secure, encrypted connection. If you choose to implement in this mode, you need to adopt appropriate card security measures including firewall and intruder detection software, regular scanning for viruses and worms, and you must ensure that your website does not store full card details. If you choose to implement ANZ eGate in Merchant Hosted mode, you will need to fill out a Secure Internet Site Declaration form which will allow ANZ to assess the security capability of your website.